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Channel: Homeowners – Scautub Agency LLC | NY Insurance | Scotia, Schenectady, Rotterdam, Glenville, Clifton Park, Saratoga & Surrounding Areas
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Insuring Jewelry: Do You Have Enough?

Additional jewelry coverage can help protect your most valuable precious pieces, do you know if you have enough?  The ring from your significant other. An amulet handed down through generations. Or a...

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Tax Tips for All Small Businesses

The filing deadlines for S and C corporations nears, and now is as good a time as any to look at some common small business tax issues.  It’s finally tax season again and while this may be your least...

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Emergency Preparedness: What You Need to Survive

The thing about disasters is that we can never truly be ready for them because the future is unknown. But that shouldn’t deter you from having an emergency preparedness plan.  If a disaster strikes...

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How to Protect Your Home from Mold

When it comes to the safety of you and your family, make sure to prevent the growth of mold which can cause respiratory issues and disease. There are over 100,000 species of mold worldwide and...

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Conduct a Proper Home Inventory

If your things get destroyed, a home inventory provides evidence to your homeowners insurance company so they can properly reimburse you. If you ever have to file a homeowners insurance claim because...

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Get Your Yard Ready for Barbecue Season

You may be ready to fire up the grill to have a great cook out, but is your yard ready for such a moment? Who doesn’t love to have a cookout when the weather finally gets warm enough? Food may More Info

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How Do I Choose the Right Home Insurance Deductible?

Maximize your home insurance by choosing the best deductible for you! Deciding on your home insurance deductible can be a stressful balancing act.  Before starting the process, learn what a deductible...

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Does Your Home Need a New Roof?

Your roof protects you, your family, and the rest of your home.  Make sure you are giving your roof the attention it needs. While most homeowners don’t think about their roof on a daily basis, your...

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Halloween Safety Tips for Your Home

Have a truly happy Halloween this year by making sure you and your loved ones stay safe. Halloween is a time for costumes, candy, and fun.  However, a single accident can completely derail your...

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Thanksgiving Safety Tips for Your Home

Make sure your home stays safe whether you’re at home or away this Thanksgiving. Thanksgiving is a day of fun, food, and family. But there are certain risks your home faces on this holiday. Whether you...

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Tips to Prepare Your Home While You’re on Vacation

Learn how you can protect your home while you’re away. When winter arrives, many Americans make preparations to travel to warmer climates or meet up with loved ones.  If you are planning on traveling...

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Chimney and Fireplace Care

This winter, keep these chimney and fireplace safety tips in mind. When the weather gets cold, there’s nothing better than gathering your family in front of a crackling fire.  However, before lighting...

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Tips for Maintaining Your Water Heater

Try out these tips to take care of your water heater. There’s nothing worse than having to take an ice-cold shower.  That’s one of the reasons why you should take care of your water heather this...

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Use Smart Technology to Protect Your Home

Learn how new technologies can help you secure your home. With the advent of new technologies, protecting your home is easier than ever.  Curious to find out how new smart technologies can help you...

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The Importance of Updating Your Home Inventory

Here’s why you should update your home inventory this spring. While most people associate spring with cleaning, there’s another household activity that you should take care of this season. This spring,...

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How You Can Simplify a Home Insurance Claim

Try out these suggestions to help your home insurance claims process go more smoothly. While having good homeowners insurance gives you peace of mind, the idea of having to file an insurance claim for...

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Affordable Ways to Make Your Home Safer

Try out these suggestions to improve the safety of your home. If you are a homeowner, then your home’s safety is probably something that you are seriously concerned about. Luckily, making your home...

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Protect Your Home While You’re Away on Vacation

Try out these suggestions to keep your home safe even when you’re away. Are you planning on taking a vacation this summer? Then it’s important that you secure your home before you leave. Not sure what...

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Should You Bundle Your Home and Auto Insurance?

Determine whether a home and auto insurance bundle is right for you. Generally, bundling your home and auto insurance together is a great way to save money on your coverage. However, bundling policies...

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Learning About Actual Cash Value Vs. Replacement Cost Value

Here’s what you need to know about the difference between actual cash value and replacement cost value. When it comes time to get homeowners insurance, there are a lot of coverage decisions you will...

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